A new app recommended by Georgia Insurance Commissioner Ralph Hudgens is designed to give smartphone users the basic steps of information sharing after an accident.
"The last thing you're probably thinking about following a car accident is protecting your privacy," says Commissioner Hudgens in the release. "Understanding what information to share, and with whom, will help keep you safe after an accident and decrease some of the challenges of filing a claim later on. The WreckCheck app will take the guess work out of what information to give following a car accident."
Last year, the NAIC released a survey revealing consumers were unsure about auto accident best practices, such as when to call the police or what personal information to exchange with the other driver after an accident. Consumers generally need only share their names and correct vehicle insurance information, which should include the phone numbers of insurance providers. Sharing additional personal information, such as driver's license numbers and home addresses, puts consumers, their property and their safety at risk.
The new WreckCheck mobile application outlines what to do immediately following an auto accident and takes users through a step-by-step process to create their own accident report. It also provides tips for staying calm, safe and smart on the road, and makes it easy to capture photos and document the necessary information to file an insurance claim. Additionally, the app lets users email a completed accident report directly to themselves and their insurance agents. The app is free and available for both iPhone and Android smartphone users.